Phone users can claim $75 for each message as part of $10.5 million texting settlement in the US.

Consumers affected by unwanted text messages may now be eligible for compensation from Kaiser Foundation Health Plan Inc. The company has agreed to settle a class action lawsuit by paying $10.5 million. Individuals might receive up to $75 for each qualifying message received. The lawsuit alleges that Kaiser violated the federal Telephone Consumer Protection Act and Florida’s Telephone Solicitation Act by continuing to send marketing texts even after customers expressed their desire to unsubscribe.

Kaiser, based in Oakland, California, agreed to the settlement to address the claims brought against them. The settlement covers consumers nationwide who received unwanted texts between January 21, 2021, and August 20, 2025, after opting out by replying “stop” or with a similar directive. Moreover, consumers in Florida who received multiple messages after trying to unsubscribe are also included.

Eligible class members could collect up to $75 for each qualifying text message they received. In the event that there are too many claims approved, payouts may be scaled down proportionally based on the number of messages each person received. Claimants are not required to provide proof of purchase, only successfully filing a claim by February 12, 2026.

It is crucial for affected individuals to submit a valid claim form by the specified deadline to receive compensation. Additionally, a final approval hearing is scheduled for Wednesday, January 28. This settlement comes as Americans have a limited timeframe to claim up to $1,000 from Rocky Mountain Gastroenterology Associates following a data breach in September 2024.

The class action lawsuit was initiated in response to sensitive patient data that was exposed in the data breach, with plaintiffs alleging that preventive measures could have mitigated the incident. The settlement by Rocky Mountain Gastroenterology Associates, acknowledging no fault, aims to address the grievances raised by affected individuals.

Eligible class members are entitled to receive up to $1,000 for losses incurred due to the data breach, such as expenses associated with identity theft and fraudulent activities. To qualify for compensation, claimants must furnish supporting documents like receipts, bank statements, or credit card records. Claims lacking evidence will not be processed.

Class action settlements provide an opportunity for groups to seek legal redress collectively against entities that have allegedly wronged them. Oftentimes, companies resolve class actions by offering monetary compensation to the affected individuals in return for forgoing further legal action against them. These settlements frequently include a disclaimer of wrongdoing by the accused party and are settled to avoid protracted legal battles and associated costs. Issues like pollution, discrimination, and misleading advertising are common triggers for class action lawsuits.