Class action lawsuit alleges Capital One is accountable for data breach – Los Dominicanos

A recent lawsuit has been initiated against Capital One Financial Corporation, alleging that the company failed to adequately safeguard its customers’ personal information during a significant data breach. The lawsuit claims that a former employee of Capital One gained unauthorized access to sensitive customer data due to inadequate cybersecurity measures between August 2022 and May 2023.

The legal action, brought by plaintiff Andrew Willoughby in the U.S. District Court for the Eastern District of Virginia, accuses Capital One of negligence in protecting customer data. The breach reportedly exposed confidential information including full names, Social Security numbers, addresses, email addresses, dates of birth, telephone numbers, credit card numbers, and transaction history.

The plaintiff argues that the company’s failure to secure this information has put thousands of customers at risk of identity theft, fraud, and financial loss. The lawsuit highlights Capital One’s delayed notification to affected customers, with the company allegedly waiting until January 2025 before informing customers of the breach, depriving them of the opportunity to take necessary precautions such as monitoring their credit reports or freezing their accounts.

The impact of the data breach on affected customers could be severe and long-lasting. Risks that customers may face include unauthorized charges on their accounts, identity theft, long-term financial monitoring costs, and damage to credit scores and personal finances. Lead plaintiff Andrew Willoughby has already reported an unauthorized charge on his Capital One credit account following the breach.

The class action lawsuit aims to represent all individuals affected by the breach, seeking compensatory damages for financial losses, reimbursement for expenses related to fraud prevention, injunctive relief to enhance Capital One’s cybersecurity measures, and coverage of attorney fees and legal costs. Additionally, the lawsuit requests a jury trial to determine Capital One’s liability in the matter.

This legal action against Capital One is not the first of its kind. In January 2025, the Consumer Financial Protection Bureau (CFPB) filed a separate lawsuit against the company, accusing it of depriving consumers of over $2 billion in potential interest earnings on their savings accounts.

Customers who suspect that their data was compromised in the Capital One breach are advised to monitor their accounts closely and take precautionary measures. If you believe you were affected by this data breach, it is recommended to stay informed about developments in the case and consider protecting your financial information.